Breakfast with Ryan Huang, Emaad Akhtar and Audrey Siek

George Schultze, Founder & Managing Member, Schultze Asset Management weighs in on why there's not much conviction in the markets right now, even as 10-year yields move near 4.2%, the highest level since late July.  He also helps to navigate what we're seeing in the markets with regards to McDonald's, Starbucks, Microsoft and the uncertainty investors are seeing in the energy sector. Presented by: Ryan Huang Produced & Edited by: Yeo Kai Ting (ykaiting@sph.com.sg) Photo credits: pixabay & its talented community of contributors 

A budgeting rule has been making the rounds... it’s called the 50/30/20 rule.  WIth this model, 50% of your pay goes to needs, 30% to wants, and 20% to savings. But in today’s economy, cost of living, inflation and so on, do we need to make some adjustments? Join us as we break down how budgeting advice is evolving and how you can tweak the numbers to fit your financial reality.  Presented by Audrey Siek & Ryan Huang Produced and Edited by Audrey Siek  Music and photo credits: Pixabay & its talented community of contributors

Christine Short, Vice President of Research, Wall Street Horizon shares her insights on how economic activity has moved over the past week as investment banking picks up, and indicators to look out for as we close in on the US Presidential Election and FOMC meeting. And given the volatility, is gold on her playbook? Presented by: Ryan Huang Produced & Edited by: Yeo Kai Ting (ykaiting@sph.com.sg) Photo credits: pixabay & its talented community of contributors 

Lavanya Venkateswaran, Senior ASEAN Economist, OCBC discusses how Malaysia's Budget 2025 is a noble attempt at balancing economic priorities with political realities. She notes that the government remained committed to fiscal consolidation while boosting economic competitiveness and raising the standard of living; promises that were a part of its pre-budget statement. Produced/Presented: Ryan Huang

Job interviews. We've all been there! You've studied up and you've aced all the questions about yourself. But what about that final question: “Do you have any questions for us?” What do you say?  In this segment, Audrey and Ryan chat about a few questions you can ask to stand out and see if the job is the right fit for you! Presented by Audrey Siek & Ryan Huang Produced and Edited by Audrey Siek  Music and photo credits: Pixabay & its talented community of contributors

HDB's latest innovation, the "white flats," offers future home buyers a blank canvas for interior customization, with no internal partition walls. This flexibility appeals to some, but others question whether the added costs of renovations and reconfigurations will impact the resale value of these homes in the long term. We delve into these concerns with a property veteran, Ismail Gafoor, CEO, PropNex Realty.  Presented by Audrey Siek This podcast is produced and edited by Anthea Ng (nganthea@sph.com.sg) She produces Mind Your Business, Biz-How-To and Breakfast Special segments on the Breakfast Show. Do contact her for topics: C-Suite, SME, Startups, Health-tech, Sustainability, Property, Intergenerational Family Business, Industry Outlook, Fintech and trending businesses in town.

Public transport fares should not be linked to service levels and disruptions. Singapore’s Transport Minister Chee Hong Tat said that during his recent ministerial statement in Parliament on the East-West Line train disruption that occurred from 25th to 30th September, in response to Workers’ Party Gerald Giam’s question on whether this incident and service levels can be taken into consideration in the Public Transport Council’s fare review exercise. On this episode of Morning Shot, Walter Theseira, Associate Professor for the Economics Programme at Singapore University of Social Sciences shares his insights. Presented by: Audrey Siek Produced & Edited by: Yeo Kai Ting (ykaiting@sph.com.sg) Photo credits: Chong Jun Liang / ST

Kyle Rodda, Senior Financial Market Analyst at Capital.com discusses some of the key earnings to watch out for this week, including Tesla following its Robotaxi unveiling event of that widely disappointed investors. He also shares why gold is in a sweet spot with a perfect confluence of factors supporting prices to hit new highs. Produced/Presented: Ryan Huang

What if a childhood setback could become the catalyst for a successful culinary journey? For the man behind the revitalization of Canadian 2 For 1 Pizza, that’s exactly what happened. Despite early challenges, he turned adversity into opportunity, transforming the brand from a struggling franchise into a beloved name in Singapore. How did he manage to turn things around, what lessons has he learned along the way, and what fuels his ambition in the competitive food industry? Here's our conversation with Mohamed Abdullah, CEO, Hobbs Holdings & Owner, Canadian 2-for-1 Pizza Singapore. Presented by Audrey Siek This podcast is produced and edited by Anthea Ng (nganthea@sph.com.sg) She produces Mind Your Business, Biz-How-To and Breakfast Special segments on the Breakfast Show. Do contact her for topics: C-Suite, SME, Startups, Health-tech, Sustainability, Property, Intergenerational Family Business, Industry Outlook, Fintech and trending businesses in town.

Top-earning Malaysians will soon be hit with higher expenses come next year, as the country’s government seeks to roll back on subsidies for RON95 petrol, education and healthcare, in a bid to free up monies for other purposes. This comes as Prime Minister Anwar Ibrahim unveiled Malaysia’s fifth consecutive record budget of RM421 billion (S$127.8 billion) on 18th October. The budget is also boosted by a RM13.5 billion increase, largely driven by salary revision bonuses that will raise civil servant pay for the first time in over a decade. But how effective will these measures be in balancing the country’s fiscal position and boosting the economy? On this episode of Morning Shot, Shannon Teoh, Malaysia Bureau Chief of The Straits Times and Dr Oh Ei Sun, Principal Adviser at the Pacific Research Center of Malaysia & Senior Fellow of the Singapore Institute of International Affairs share their insights. Presented by: Audrey Siek Produced & Edited by: Yeo Kai Ting (ykaiting@sph.com.sg) Photo credits: EPA-EFE/Malaysia’s Department of Information