Money and Me
About
Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started, manage your expenses and start your smart money investment journey today.
JUL 3, 2023
03/07/23 - Money and Me: How to save, spend and pass on wealth when costs are rising80% of young Singaporeans don’t feel they are on the right track to meet their long-term financial goals. Do your money habits need to change now that coffee prices seem to have doubled in some neighbourhoods?How much of your OA should you use for your mortgage? Which annuities continue to provide an income for your children after you’ve passed? Michelle Martin puts these questions to Elijah Lee, Senior Financial Services Manager, Phillip Securities
|
|
|
|
25:07
|
JUN 30, 2023
30/06/23 - Money and Me: Financial literacy made funDid you know, a local study had found that more than half of adults here in Singapore say they are financially illiterate? Well that might soon be a problem of the past because Dan Koh invites Kirk Kenny, Chief Development Officer (CDO) of Junior Achievement, Asia Pacific to share how Junior Achievement's recent partnership with FWD Group is boosting financial literacy in the region.
They also discuss the importance of supporting financial education at a young age and how an individual can get started on improving their financial literacy today.
|
|
|
|
|
26:28
|
JUN 28, 2023
28/06/23 - Money and Me: Are you overspending on insurance?With so many insurers out there pitching a myriad of policies, some of us might be thinking, could we be overspending on insurance?
Well today on Money and Me, Dan Koh settles this once and for all with Edwin Ooi, Financial Advisory Specialist, MoneySmart Financial as they discuss what insurance policies you should be getting and some “nice-to-haves” policies that you may/may not necessarily need.
They also find out how you can effectively integrate your insurance plan with your overall financial planning.
|
|
|
|
|
20:49
|
JUN 27, 2023
27/06/23 - Money and Me: How fairly compensated are you at work?According to Randstad's 2023 Salary and Bonus Expectations report, 53% of respondents who lived and worked in Singapore do not feel that they are fairly compensated for their work contributions.
So what does this signal to employers in terms of keeping talent? And how can employers making new hires this year effectively secure top talent? Dan Koh asks Jaya Dass, Managing Director of Permanent Recruitment in Asia Pacific at Randstad.
|
|
|
|
|
13:44
|
JUN 26, 2023
26/06/23 - Money and Me: Here’s the answer to employee retention and healthier cash flowOn this episode of Money and Me, Dan Koh speaks to Kevin Fitzgerald, Managing Director, Asia, at Employment Hero about what businesses can do to support their employees through inflation without a raise, and how payroll providers can help businesses navigate economic challenges and better manage cash flow.
|
|
|
|
|
20:21
|
JUN 23, 2023
23/06/23 - Money and Me: Are S-REITs in for a promising 2H2023?What does the recent US Fed’s interest rate decision and new economic projections mean for Singapore REITs? And are investors’ interests rotating from banks to the REITs sector?
Dan Koh unravels these questions and more with Kenny Loh, REIT Specialist and Independent Financial Advisor. They also discuss the attractiveness of REITs today and some signs of a turnaround that investors should be watching closely.
|
|
|
|
|
20:37
|
JUN 22, 2023
22/06/23 - Money and Me: Why you should diversify your investment portfolio with alternative investments todayHow can the integration of alternative investments as part of an investor’s portfolio help reduce market volatility? And what opportunities can be found amidst the rise of alternative assets and luxury asset tokenization as an investment class in Southeast Asia? Dan Koh asks Benjamin Twoon, Co-founder and Chief Commercial Officer of Alta.
|
|
|
|
|
26:46
|
JUN 21, 2023
21/06/23 - Money and Me: How Web 3.0 is revolutionising the concept of ownership in the digital spaceThe topic of ownership has often been a complicated one, especially during the internet's present phase. But that could soon be a problem of the past because one local company is utilising blockchain and related technologies to unlock, enhance and preserve the value of media and entertainment intellectual property.
So today on Money and Me, Dan Koh invites Raymond Chua, CEO, Marvion to find out everything you need to know about the Web 3.0 space, how Hybrid Digital Ownership Token (DOT) is improving the overall crypto ecosystem, and the untapped potential of the Web 2.0 and 3.0 space.
|
|
|
|
|
25:42
|
JUN 20, 2023
20/06/23 - Money and Me: What it takes for CPF OA’s interest rate to break above 2.5%Unlike the CPF Special and MediSave Account, which will see an increase in interest rate to 4.01% per annum in the third quarter of this year, the Ordinary Account will remain unchanged at 2.5%. And that’s sparking debate on the need to further increase interest rates to fight inflation!
Joining Dan Koh on Money and Me, is Christopher Tan, CEO, Providend to discuss the significance of the 0.01% increase in interest rates, the odds of the OA rates increasing, and if you should be topping up your CPF accounts or investing your money to beat inflation.
|
|
|
|
|
19:17
|
JUN 19, 2023
19/06/23 - Money and Me: The dangers of being ‘Asset Rich, Cash Poor’How much are you willing to give up to live in a bungalow? For some, it might mean their retirement…
Did you know, there is a growing number of distressing predicaments today, faced by retirees who own million-dollar homes, but have insufficient cash savings to meet their living expenses? That’s a term that some of us may describe as ‘asset rich, cash poor’.
So today on Money and Me, Dan Koh invites Elijah Lee, Senior Financial Services Manager, Phillip Securities to discuss how you can avoid the trap of being ‘asset rich, cash poor’, and finding the balance between growing our assets in the long run, while ensuring that we have sufficient cash flow in the short run to meet our financial commitments.
|
|
|
|
|
24:44
|
