Money and Me

Join Michelle Martin on Money and Me with Cheng Chye Hsern, Head of Investment at Providend. Explore what the strengthening USD means for Singapore’s economy and the stock market in 2025. Gain insights into the volatile performance of S-REITs and whether a rebound is on the horizon. Learn why Singapore’s local banks had a record-breaking 2024 and if their momentum will continue. Cheng shares his market outlook, sector opportunities, and strategies for navigating the year ahead. 

Hosted by Michelle Martin, this episode explores how S-REITS' performed in 2024 and the possible outlook for 2025 outlook for Singapore-listed REITs with Kenny Loh, REIT Specialist and Independent Financial Advisor. Gain insights into the best and worst-performing S-REITs, geopolitical risks, and a simple but clear strategy to balance yield and risk. The two also discuss opportunities in data centers, hospitality, and industrial REITs.  

Michelle Martin takes a closer look at the expectation around SingPost's special dividend with her guest Tim Phillips, founder of timtalksmoney.com. They also discuss how to set financial resolutions that make sense for 2025.

Join Michelle Martin as she delves into the world of professional investors! Michelle speaks with Gerald Goh, Co-Founder and CEO APAC of Sygnum, to explore Sygnum's partnership with Moomoo Singapore to offer a fund meant for accredited investors. Are institutional and accredited investors increasing their crypto allocations? How do actively managed crypto funds differ from directly trading tokens on an exchange? Gerald shares the fund’s strategies and both discuss Singapore’s footprint in the digital asset space.

Moving from full-time employment to starting a business can seem daunting but we have some great ideas from a Singaporean who moved from the army and PMO to starting his own business. Hear about his light-bulb moment as a dad changing a nappy and what he recommends we all do if anticipating a career switch. Guest : Daniel Sim, Founder Golden Goose Property.

Hosted by Michelle Martin, this episode dives into the investing trends of Gen Z with Christopher Forbes, Head of Asia at CMC. With nearly half of CMC's customers aged 20-30, Forbes sheds light on how TikTok trends like #FinTok are influencing financial behaviors. Discover how Gen Z balances high-risk assets, meme stocks, and cryptocurrencies with a focus on financial independence. Learn about their early start in investing, unconventional strategies, and how institutions like CMC are meeting their need for accessible financial education.

So you are turning 55 soon and are wondering what the closure of the CPF Special Account this January means for your retirement? Michelle Martin asks Elijah Lee, Senior Financial Services Manager, Phillip Securities, what people who have been using the CPF Shielding Strategy need to know.  Explore the CPF Special Account closure for members aged 55 and above this year, understand its impact on retirement planning, immediate changes for members, and strategies to maximize financial security. Elijah shares insights on CPF and housing, addressing concerns about locked-up funds and how homeowners can unlock value for retirement. Only started planning late for retirement? You are not alone! Elijah shares what late savers can prioritise and practical steps to start planning even in your 40s or 50s. Discover actionable advice to secure a comfortable retirement at any stage of life.

Whether you believe in Bitcoin or not, it offers value in the area of diversification. What do investors need to know about the race by countries to become global crypto hubs? Join Michelle Martin and guest Nirgunan Tiruchelvam, Head of Consumer and Internet at Alethia Capital Equity Research, as they explore Singapore's growing role as a global digital asset hub. Discover how the city-state has outpaced Hong Kong in attracting crypto exchanges. Uncover future prospects for tokenization, stablecoins, and DeFi, and their impact on institutional and retail investors. Nirgunan also highlights technologies that he thinks are unlikely to stand the test of time from printer cartridges to standalone cameras. Don’t miss this deep dive into crypto and tech trends shaping our world.

Hosted by Michelle Martin, this episode welcomes Simon Ree, Founder of Tao of Trading, to uncover the secrets of successful options trading. Explore the “8 Steps to Making a Profitable Options Trade,” a beginner-friendly framework for navigating the world of trading. From identifying market trends to refining strategies and managing risk, Simon shares actionable insights to simplify the process. Learn how to analyze market phases, avoid volatility traps, and select the right trading strategies.

Where can you find affordable property that can be converted to co-living space? Who is entering this business and why? Hosted by Michelle Martin, this episode of Money and Me features Benny Ong, Co-founder of I Quadrant, and Ivan Cai, Founder and Head of Research at I Quadrant. Together, they delve into the performance of Singapore’s property market in 2024 and share key trends shaping 2025, including rising interest in co-living. Explore the fundamentals of the model, its potential in and beyond Singapore, and how co-living is evolving post-pandemic. Learn about the risks, rewards, and strategies for investing in co-living spaces locally and overseas. Plus, hear insights into Vietnam’s real estate market and emerging global opportunities.